Ratio Property Plan
Use data to decide whether a property fits as an investment
Ratio Property Plan analyses price, rent, costs, financing, cash flow and scenarios so you can understand the profitability of a specific property before buying.
Individual report from €90 VAT included.
Buy-to-let needs more than comparing price and rent
Gross yield is rarely enough. Expected rent may be off-market, operating expenses change the reading and leverage can turn an attractive-looking deal into negative cash flow. A stress test avoids relying on a single scenario.
How it works
- 01
You enter the cadastral reference and economic data.
- 02
The engine processes official data and explicit assumptions.
- 03
You receive a report with a quantitative verdict, KPIs and alerts.
What the report includes
Six analytical layers per report
Current market
Rent vs SERPAVI
Operating profitability without mortgage
Leverage with mortgage
Positioning vs the area
Market history
Main KPIs
Gross yield
Annual gross return before costs.
Cap rate
Net operating income over price.
Annual cash flow
Liquidity left after operating costs and debt service.
Levered ROE
Return on equity invested after mortgage.
Report alerts
- AlertNegative leveraged cash flow
- AlertProposed rent in the high end of the area
- AlertPrice above municipal average
Sample report
An anonymised sample report
See an anonymised sample of the format, metrics and reading of the report.
See sample →Quantitative verdict
Clear pricing, no surprises
Ratio Property Plan
Active
€90 VAT included
Included
- ·One specific property
- ·HTML/PDF report
- ·Main KPIs
- ·Scenarios
- ·Stress test
- ·Alerts
Not included
- ·Official appraisal
- ·Physical visit
- ·Negotiation
- ·Legal advice
- ·Tax advice
- ·Mortgage advice
- ·MiFID investment advice
One-off payment · VAT included · secure Stripe checkout.