Legal

Legal notice

Updated · Last updated: May 2026

Site ownership

This website is owned by Ratio Planning SLU, Spanish VAT ID B-00000000, with registered office in Spain. Contact email: hola@ratioplanning.com.

Purpose

Ratio Planning provides quantitative wealth analysis services. The information published does not constitute investment advice within the meaning of Directive 2014/65/EU (MiFID II) nor a personalised recommendation.

Terms of use

The user agrees to make appropriate use of the content and services. Any use for unlawful purposes or that may damage the rights of third parties is prohibited.

Intellectual property

Site content (texts, trademarks, methodology, reports) is protected by intellectual and industrial property rights.

Liability

Ratio Planning is not liable for investment decisions made by the user.

Applicable law

These terms are governed by Spanish law.