Ratio Property Plan
ActiveUse data to decide whether a property fits as an investment
Quantitative analysis of the profitability of buying a specific property as an investment.
From 90 €Analyse a property →
Quantitative wealth analysis platform
Quantitative analysis for your wealth decisions
Ratio Planning helps professionals with accumulated savings evaluate wealth decisions with data, scenarios and clear financial criteria. We start with real estate.
Ratio Property Plan is the first active product in the suite.
Official data
- Catastro
- INE
- SERPAVI
- Banco de España
Between intuition and private banking there is an uncovered space
Many professionals have saving capacity but no real access to sophisticated wealth analysis. Private banking starts above their threshold; robo-advisors limit themselves to generic portfolios.
Important decisions end up made with incomplete spreadsheets, informal opinions or intuition. Ratio Planning adds a quantitative, clear and actionable layer.
Active product
Ratio Property Plan
Use data to decide whether a property fits as an investment
Quantitative analysis of the profitability of buying a specific property as an investment.
Illustrative report KPIs
Sample- Gross yield
- 6,15 %
- Cap rate
- 3,86 %
- Levered ROE
- −0,56 %
- Annual cash flow
- −334 €
Illustrative figures from an anonymised sample report.
The Ratio suite
A suite of quantitative wealth analysis
We start with real estate. Portfolio Review and Wealth Plan are product vision, not services available yet.
Ratio Portfolio Review
Coming soonA quantitative second opinion on your portfolio
Independent review of an existing investment portfolio, focused on allocation, costs, diversification and risks.
Ratio Wealth Plan
Coming soonYour wealth roadmap, calculated
Comprehensive wealth planning and asset allocation for professionals with accumulated savings.
Newsletter
Monthly market analysis, no noise
Quantitative reads of areas, returns and wealth decisions. One issue a month, one-click unsubscribe.
No spam. Unsubscribe anytime.
Who it's for
Built for underserved wealth profiles
- 01
Professional evaluating their first real-estate investment.
- 02
Saver with €50–250k who does not reach private banking.
- 03
Small wealth intermediary needing external quantitative analysis.
Sources and rigour
Official data and explicit assumptions
Catastro
Cadastral reference
MIVAU
Housing ministry
SERPAVI
Rental reference
Banco de España
Financing data
Public sources used where available and applicable to the analysis.
Why Ratio
Three principles behind every report
01
Quantitative
Data, metrics and scenarios. Not intuition.
02
Honest
A good analysis also identifies deals that do not work.
03
Independent
The model does not depend on real-estate sales commissions.
Resources